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Tami Falk


Broker




Cell: (309) 253-7419    Email Me

Title Insurance

If you would like more information or have any questions about title insurance please Contact Us. Visit our Buyers Page or Sellers Page for more information about buying or selling a home or property.

Title InsuranceGenerally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects.

Because lender's insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance known as an owner's title policy. It usually is written for the amount of the purchase price of the home. This protection starts the day of the closing and lasts as long as you or your heirs retain an interest in the property.

Unlike other insurance premiums, your title insurance premium is paid only once, at the closing. By purchasing owner's and lender's protection simultaneously, substantial savings in title insurance premiums can be realized. After all fees have been paid and documents signed and notarized at the closing, you will receive a copy of each and, most importantly, title to your house. 

If you would like more information or have any questions about title insurance please Contact Us. Visit our Buyers Page or Sellers Page for more information about buying or selling a home or property.

Tami Falk

About Tami Falk

Broker

Thank you for visiting my website! I have taken the time to provide you with as many resources and tools as possible in one spot so to try and help make the home buying experience as easy as possible.

Buyers: Check out my new Microsoft Bing Mapping tool to look around town and see the community you might like to live in. Then use the ‘points of interest’ buttons to search for nearby schools, parks or even the closest coffee shop!

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